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Michigan Roofing FAQ: Answers to the Most Common Questions from Homeowners

Written by Ben Thaxton | Nov. 17, 2025

Michigan weather is tough on roofs. Snow, wind, and freeze-thaw cycles all take a toll that isn’t always super obvious. This FAQ covers the most common roofing questions from homeowners in West Michigan, including Grand Rapids, Ada, Byron Center, Caledonia, Hudsonville, and the surrounding areas. Each answer is written so you can understand exactly what’s happening with your roof and what steps you should take next.

How long does a roof last in Michigan?

Most asphalt roofs in Michigan last 15-20 years on average. Metal roofing can reach 40-70 years, depending on the product and slope.
Michigan’s climate reduces roof lifespan because of the following factors:

  • Heavy snow loads

  • Ice dams

  • Strong seasonal winds

  • Freeze-thaw cycles

  • High humidity near the lakeshore

To help extend the lifespan of your roof, we recommend an annual inspection to check for potential damage.

What roofing material is best for Michigan homes?

Michigan homeowners often choose one of the following:

  • Asphalt shingles - Most common because of high durability and value.
  • Metal roofing - Long lifespan and sheds snow well, but more expensive.
  • Synthetic shingles - Impact resistant and strong in harsh climates.

The best choice depends on budget, roof pitch, long term plans, and ice dam risk.

What are the warning signs that my roof needs repair or replacement?

If it has been awhile since your roof was replaced, you'll want to keep a close eye on it. Common warning signs in Michigan include:

  • Missing, curling, or cracked shingles
  • Leaks or water stains in ceilings
  • Damaged roof edges caused by ice dams
  • Soft or sagging roof decking
  • Excessive granules in gutters
  • Algae or moss growth

If you see one or more of these, have a professional inspect the roof ASAP.

How often should I have my roof inspected in Michigan?

A yearly inspection is standard. We recommend having your roof inspected:

  • Before winter to catch small issues early
  • After major storms (hail, wind, heavy snow)

Regular Inspections help prevent expensive structural damage, which means saving you money.

What are ice dams and how can I prevent them?

Ice dams form when heat from the attic melts snow on the roof. The water then refreezes at the edge, creating a dam that pushes water under shingles.

To prevent ice dams:

  • Improve attic insulation
  • Ensure proper ventilation
  • Keep gutters clear of buildup
  • Seal air gaps in the attic

If your home regularly gets ice dams, you should schedule an inspection immediately.

Does homeowner’s insurance cover roof damage in Michigan?

Homeowner’s insurance policies vary, so you’ll want to check your specific coverage. But here is a breakdown of what is commonly or rarely covered.


Usually covered by insurance:

  • Storm damage (from wind, hail, falling debris)
  • Sudden accidental damage


Rarely covered by insurance:

  • Wear and tear
  • Old roofs nearing end of life
  • Improper installation
  • Mold or rot caused by long term neglect

How much does a new roof cost in Michigan?

Cost depends on:

  • Roof size and slope
  • Material choice
  • Layers to remove
  • Structural repairs
  • Ventilation upgrades
  • Disposal fees

Most homes in West Michigan fall between typical ranges, but exact pricing requires an on-site inspection from a professional roof installer.

Does attic ventilation affect my roof’s lifespan?

Absolutely. Poor attic ventilation can lead to:

  • Moisture buildup
  • Premature shingle failure
  • Increased ice dams
  • Higher energy bills

A balanced ventilation system helps protect your roof year round.

Can I install new shingles over my old roof in Michigan?

It’s allowed under many local codes, but not always recommended. Here are a few reasons we’d recommend avoiding shingle layering:

  • Added weight
  • Hidden damage underneath
  • Shorter lifespan
  • Warranty limitations

A full tear-off and new installation lasts longer and allows for proper repairs.

What should I do after a storm damages my roof?

Recommended Steps:

  1. Stay safe and avoid getting on the roof
  2. Check inside for leaks or water stains
  3. Photograph visible damage
  4. Call a roofing professional
  5. Contact insurance, if needed
  6. Use temporary tarping if necessary

Fast action helps reduce long term damage. So, keep your eye out for any signs of damage.

How do gutters affect my roof in Michigan?

Clean gutters help prevent:

  • Water backup
  • Ice dams
  • Rot along roof edges
  • Foundation erosion

Clogged gutters are a major cause of winter roof damage in Michigan. During the fall, make sure to clear out leaves and other tree debris before the snow falls.

What roof maintenance should Michigan homeowners do each year?

Basis tasks include:

  • Clean out gutters in the fall and spring
  • Remove debris from roof valleys
  • Trim overgrown branches
  • Check attic insulation
  • Inspect for moss or algae
  • Check for leaks after heavy rain or snowfall

Good maintenance extends your roof’s life and prevents expensive repairs down the line.

Conclusion

If you’re unsure about the condition of your roof or if you’ve noticed signs of damage, our team can help. We serve Grand Rapids and the surrounding West Michigan communities with roof inspections, repairs, and full replacements year round. Schedule a free on-site inspection today.